Secure/Pension Loan

Thardeep Microfinance foundation offers a pension loan to retired government employees. The loans may be utilized for the various purposes which enabling them to bridge up their financial shortages.

Loan Eligibility
  • Age between 18 to 65 year
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of same place from last 2 years
  • Social/Tangible Guarantee as per policy
Lending MethodologyIndividual
Loan AmountMinimum Loan Amount: 50000

Maximum Loan Amount: 300000

Loan DurationMinimum: 12 months

Maximum: 24 Months

Repayment FrequencyEqual monthly based installments
Collateral/Tangible GuaranteeUp to Loan amount of Rs. 100,000

Requirement of Guarantor

Non-Family Member

Bank cheques and statement as per loan policy and procedure

Guarantor must be a Government employee or Market shop keeper

Disbursement and RecoveryBio metric disbursement in 1 to 3 days after the appraisal

Easy repayment through ADCS channel and Mobile account

InsuranceClient Life covered as per loan Amount