Estate Property Loan

The estate property loans are being offered for purchasing the plot or property. These loans will be given to the salaried persons or Market entrepreneurs on following terms and conditions.

Loan Eligibility
  • Age between 18 to 65 year
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of same place from last 2 years
  • Social/Tangible Guarantee as per policy
Lending MethodologyIndividual
Loan AmountMinimum Loan Amount: 50000

Maximum Loan Amount: 500000

Loan DurationMinimum: 12 months

Maximum: 24 Months

Repayment FrequencyMonthly/Quarterly/six Monthly repayment
Collateral/Tangible GuaranteeUp to Loan amount of Rs. 100,000

Requirement of Guarantor

Non-Family Member

Bank cheques and statement as per loan policy and procedure

Guarantor must be a Government employee or Market shop keeper

Disbursement and RecoveryBio metric disbursement in 1 to 3 days after the appraisal

Easy repayment through ADCS channel and Mobile account

InsuranceClient Life covered as per loan Amount