About Thardeep Microfinance Foundation

Who we are?

Thardeep Microfinance Foundation – TMF has its origins since 1998 as community loans provider. These loans were given out by Thardeep Rural Development Programme (TRDP) initially in Tharparkar, which extended to other districts of Sindh. By October 2016, TRDP’s Microcredit programme had converted into an independent organization, registered under section 42 of the company’s ordinance 1984 with an equity of Pak Rupees 647 Million. In persuading the SECP regulation requirements, TMF sought NBFC License exclusively to perform as a financial services provider.

The goal of company is to help unbanked/unserved micro-entrepreneurs increase their income through doorstep Microfinance services without tangible collateral. The company provides a variety of financial services to help equip clients with the knowledge and skills required to reduce poverty and drive sustainable development.

NBP roundtable reviews Covid-19 microfinance concerns
The National Bank of Pakistan (NBP) hosted a virtual roundtable meeting recently to discuss the issues and challenges facing the non-bank microfinance institutions (NBMFIs) and their customers as a consequence of the economic slowdown due to the Covid-19 pandemic. CEO TMF Dr .Sono Khangharani also participated the meeting.
PMRC disburses Rs200mln to Thar Housing.
KARACHI: Pakistan Mortgage Refinance Company (PMRC) has achieved landmark in its financing with the disbursement of Rs.200 million to Thardeep Microfinance Foundation (TMF)
Telenor Microfinance Bank partners with Thardeep Microfinance Foundation for advanced Disbursement/Repayment of loans
Telenor Microfinance Bank partners with Thardeep Microfinance Foundation for advanced Disbursement/Repayment of loans. Pakistan’s leading microfinance institution, Telenor Microfinance Bank, has entered into a partnership with Thardeep Microfinance Foundation (TMF), a leading Pakistani nonprofit working for poverty alleviation, for swift and secure digital disbursals and repayment of credits to the beneficiaries in rural areas of the Sindh province.
Report of TMF’s success in Thar Desert launched
KARACHI: The launch of ‘journey and future outlook’, a unique success story about the situation of Thar Desert, on Saturday attracted representatives of banks, corporate companies, micro credit organisations and a large number of community elders, hailing from the desert. The event, organized by Thardeep Microfinance Foundation (TMF), was held at a local hotel.
The making of a drought
People who took loans to produce food crops for their survival now face difficulties in paying back. “The loss of 6,000 to 7,000 cattle in Tharparkar during recent downpours is indeed a big financial loss for the poor Tharis,” says Dr Sono Khangharani.

TMF Outreach

Districts

Branches

Total Disbursement

Total Disbursed Loans

Total Disbursed Female Loans

Total Active Borrowers

Total Active Borrowers Female

Outstanding Loan Portfolio

* As of April 29, 2021

OUR PRODUCTS

Loan Products

TMF designed Loan products specially for low income people to help them for their business and personal use. Most of them rarely have access to financial services. TMF enables them to improve their economic conditions and become a part of the financial inclusion process.

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Microfinance Plus+

Thardeep Microfinance Foundation will continue to Create impact Through integrating financial Services with innovation. Microfinance Plus interventions are designed holistically to consider the effect on the entire ecosystem i.e. the market, the institutions and the microfinance clients.