Loan Against Salary

A loan product which has designed to fulfil the financial needs of the salaried persons to manage their financial activities like, education of children, Health issues, House repairs or for any other reason. Therefore, Thardeep Microfinance Foundation has started loan services to the private, Semi Government and Government employees to fulfil their needs. Therefore, in such circumstances, they can take a loan on easy terms and conditions which are given below,

Education Laon covers:

  • For payment of school fees and related expenses
  • Established private schools Renovation
  • Purchasing of School assets
Loan Eligibility
  • Age between 18 to 65 year
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of same place from last 2 years
  • Social/Tangible Guarantee as per policy
Lending MethodologyIndividual
Loan AmountMinimum Loan Amount: 50000

Maximum Loan Amount: 500000

Loan DurationMinimum: 12 months

Maximum: 36 Months

Repayment FrequencyEqual monthly based installments
Collateral/Tangible GuaranteeUp to Loan amount of Rs. 100,000

Requirement of Guarantor

Non-Family Member

Bank cheques and statement as per loan policy and procedure

Guarantor must be a Government employee or Market shop keeper

Disbursement and RecoveryBio metric disbursement in 1 to 3 days after the appraisal

Easy repayment through ADCS channel and Mobile account

InsuranceClient Life covered as per loan Amount