A loan facility for the individuals which are dependent on agriculture and livestock. They have no income source for three or six months until unless they sell out their livestock or agriculture crop. During that time, they purchase the commodities on credit from the shopkeepers who charged double rate at the time of payment or they take credit from middlemen on high interest rate.  So, to fulfill their needs Thardeep Microfinance foundation offers the Grocery loan on easy terms and conditions.