A loan facility for the individuals which are dependent on agriculture and livestock. They have no income source for three or six months until unless they sell out their livestock or agriculture crop. During that time, they purchase the commodities on credit from the shopkeepers who charged double rate at the time of payment or they take credit from middlemen on high interest rate. So, to fulfill their needs Thardeep Microfinance foundation offers the Grocery loan on easy terms and conditions.

Loan Eligibility

• Age between 18 to 65 year
• Valid CNIC of borrower
• Valid CNIC of Guarantor
• Must be a permanent resident of same place from last 2 years
• Salary Slip ad service card of the loaner
• Social/Tangible Guarantee as per policy

Lending Methodology

• Individual

Loan Amount

• Minimum: 15,000
• Maximum: 40,000

Loan Duration

• For One Month Only

Repayment Frequency

• Lumpsum

Disbursement and Recovery

• Bio metric disbursement in 1 to 3 days after the appraisal
• Easy repayment through ADCS channel and Mobile account