Loan Eligibility

• Age between 18 to 65 year
• Valid CNIC of borrower
• Valid CNIC of Guarantor
• Must be a permanent resident of same place from last 2 years
• Social/Tangible Guarantee as per policy

Lending Methodology

• Individual/Group

Repayment Frequency

• Equal Monthly based installments

Loan Amount

• Minimum Loan Amount: 10,000
• Maximum Loan Amount: 5,00,000

Collateral/Tangible Guarantee

• Up to Loan amount of Rupees: 100,000
• Requirement of Guarantor
• Non-Family Member
• Bank cheques and statement as per loan policy and procedure
• Guarantor must be a Government employee or Market shop keeper

Disbursement and Recovery

• Bio metric disbursement in 1 to 3 days after the appraisal
• Easy repayment through ADCS channel and Mobile account

Insurance

• Client Life covered as per loan Amount

Loan Duration

• Minimum: 12 months
• Maximum: 24 Months